Decision tool / spendable money calculator
Use this page to see what may actually be available after upcoming bills, savings goals, and future commitments are accounted for.
current balance + expected income - upcoming bills - savings buffer = spendable money.
Sarah has a $2,000 balance, $1,500 income expected next week, $900 of bills, and wants a $500 buffer. Her estimated spendable amount is $2,100.
Spendable money is the amount that may be safe to spend after bills, upcoming commitments, and protected buffers are accounted for.
Your bank balance shows what is there now. Spendable money subtracts money that already has a future purpose.
Yes, if that money should stay protected during the period you are planning for.
Update the bills input whenever a bill changes, because the estimate only includes the expenses you enter.
Know what's ahead
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