How it works
annual expenses / 52 = weekly amount. annual expenses / 26 = fortnightly amount. annual expenses / 12 = monthly amount.
- List annual or irregular bills such as insurance, vehicle costs, school costs, subscriptions, and rates.
- Add the yearly total for each expense.
- Divide the total into weekly, fortnightly, or monthly amounts.
- Set that amount aside so a future bill does not disrupt today's spending decisions.